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What is zipMoney
zipMoney is a safe, simple and convenient way to pay for your purchase over time. It provides you with the flexibility to buy today and pay later on an interest-free payment plan.
How does zipMoney work?
Complete your application and get a decision in minutes
zipMoney pays Pioneer on your behalf
You pay zipMoney over time in easy monthly payments
Frequently Asked Questions
To be eligible to apply?
- Must be over 18 years of age
- Must be an Australian citizen or a resident
- Must be employed in some capacity
How do I get started?
Click Apply Now and complete the easy 3 minute application. You’ll be surprised at how simple the process is.
Once approved and you accept the terms and conditions, zipMoney will pay Pioneer on your behalf.
What else do I need to know?
Although zipMoney’s interest free plan allows you to shop today without paying anything upfront – it is a loan and must be paid back. Failure to do so could affect your future credit rating.
zipMoney’s payment plans are interest free for up to 6 Months, but please be aware that interest will start to accrue after the interest free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.
What are the benefits?
You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time. zipMoney even pays Pioneer on your behalf no money ever changes hands.
You’re also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There’s no more need to use your credit card or seek a loan elsewhere.
It’s simple and easy to use.
What are the fees?
- No deposit, so nothing to pay today
- A one off establishment fee may apply. Don’t worry this is added to your interest free balance. Please see your application and contract for details.
- Minimum monthly payments apply. See your contract and application for details.
- An interest free period of up to 12 Months, after which interest will accrue at the standard annual percentage rate
- A small monthly admin fee of $6 (only payable if a balance is owing)
Please refer to your contract, terms and conditions for further information.
Where can I find out more?
Customer service: 02 8294 2345
Terms & Conditions
Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Go to zipMoney to learn more.